Actualmente no hay opciones de autoinvest, tardan una eternidad en invertir tu dinero. Y la atención al cliente, es la peor que me he encontrado entre las plataformas que he utilizado. Y lo peor, problemas para rescatar tu dinero... No es una plataforma que aconsejaria
Como demonios se cierra la cuenta??
A día de hoy un completo desastre. Llevo más de un mes con más de un 20 % de la cartera en "pagos en proceso". Parece ser que todo viene de su originador checo. Les escribes para pedir explicaciones y ni contestan. Hay plataformas que no sólo son más rentables sino que dan explicaciones cuando hay que darlas. Edito: 15 días después la situación es peor. Ya vamos por el 27 % de la cartera en pagos pendientes. Mucho cuidado ! Ha dejado de ser la plataforma seria que era.
Totalmente recomendable a día de hoy. LLevo un año con ellos y todo funciona perfectamente , los retiros de dinero rápidos , el interés está en torno al 12% , más que aceptable , la inversión automática funciona muy bien , casi nunca tienes dinero sin invertir
Llevo invirtiendo más de cuatro años en esta plataforma y hasta el momento todo ha ido bien, incluso en el periodo más álgido de la pandemia, cuando muchas plataformas de crowdlending empezaron a acumular impagos y retrasos. En momentos de incertidumbre por la pandemia y las guerras de los Balcanes y de Ucrania he sacado grandes cantidades de dinero sin problema ninguno. De las mejores plataformas junto con Mintos y Robocash.
Estoy en valoración de esta plataforma. Por el momento he escrito en dos ocasiones al Departamento de atención al cliente, una a principios de Febrero y otra a principios de Marzo de 2024. No me han contestado todavía. Voy a esperar un par de semanas más aunque ya debiera tener contestación.
Llevo invirtiendo en distintas plataformas desde el 2018, las plataformas que han funcionado bien en pleno covid se han ganado la confianza de inversores, sin embargo, hay varias que han bajado drásticamente los intereses, sin motivos reales. Viainvest ha mantenido los intereses y para mí es la mejor plataforma que hay, un punto muy a favor es que está regulada legalmente. Sin embargo, no ha conseguido ser atractiva para un grupo grande de inversores, a pesar de ser seria y muy muy formal.
Llevo utilizando esta plataforma de inversion en Crowdlending desde el 2019, la conocí por un canal de Youtube (MundoCrowdlending) y desde entonces estoy obteniendo una rentabilidad media de entre 11-12,5% (habiendo pasado el covid inclusive). Siempre hay prestamos disponibles (pero para inversiones automáticas), es difícil encontrar prestamos a corto plazo (menos de 1 año) en inversion manual, creo que es porque se lo llevan todas las estrategias automaticas.
Más de año de uso y todo perfecto.
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Design maybe is not most modern, but I'm here to make money, not enjoy fabulous work of designers or UX experts. Great interest rates, >= 10%. Platform is simple to use, not overcomplicated. They don't send spam. Viainvest simply works and delivers what they promise.
Viainvest ist sicher und einfach zu verwenden. Etwa 10 % Rendite pro Jahr, ohne Zahlungsverzögerungen. Ich nutze außerdem Maclear – dort ist die Rendite höher, aber auch das Risiko etwas größer. Eine gute Kombination zur Diversifizierung.
I have been using Viainvest more than 5 years for now. Platform works perfectly. No issues with deposits, withdraws (obviously they are not so fast as others). Loan interest averages 11-13% which is on the great side of things. Technically platform is not so "modern" but why broke what works.
Via Invest works great and my comment is about the safety of the online accounts. Via Invest doesn’t have two factor authentication (2FA). More than one year ago as directly to the customer support and they mentioned a 2FA would be implemented soon, and until today nothing was done. I feel they are playing with ‘fire’ by not doing something so simple as this. Love the company, it works great from an investment perspective but I don’t feel safe having me money invested with low protection.
I´ve been using Via Invest for 2 and a half years. In this period í've tried several P2P platforms and Via Invest is one of the few that i will keep using. I wanted a plaftorm that is easy to use, with a lot of choice in investments and ok site experience- it has delivered exactly that. The return total has been 11,4%, but will vary on your investment choices. I read most reviews here and didn´t understand most of them. I have never had a problem with available loans to invest- several countries available. But I have chosen some auto-investment settings that work for me and have never had any significant delay in interest payment- at the moment i have 11 investments with the longest ending in 88 days, without any delayed payments. I withdrew 2 times just to test, without any problems. Some reviewers seem to believe P2P is cheat code for nice interest rates but forget that money isn´t instantly available- that´s inerent to this type of investment. Also some reviewers seem to have trouble using the platform, which i find is very simple to acess and use, but with an outdated look and feel, whick is ok, because i only use it once or twice a month, as i have the auto-investment option turned on, so interests get reinvested. I´ll keep using it if my experience remains similar
The site has been down for days.
The website crashed and malfunctioned for many months. Today it is the worst and I have no access to my account at all. In addition, I got no support from the Viainvest team.
blocked my account for no reason and now charge me fees because i am 'inactive'. pure theft
On January 9, I contacted Viainvest to inform them that my mother, who was an investor, had passed away and asked them to tell me how to proceed to be able to change the account in which to deposit the amount invested. They answered me quickly indicating the documentation that I had to share with them in English (despite being official documents issued by the Government of Spain). After having sent them in English and aknowledging receipt of the documents, and having passed more than a week since that moment, they have not yet resolved the situation despite the fact that it is the last procedure that is pending to carry out the distribution of the inheritance. For all this, and also as an investor that I am, the customer service leaves much to be desired. Other similar platforms resolved the situation in 24 hours and Viainvest has been 15 days and have not yet resolved.
Postive changes happens since my last rewiev. Currently everything goes smoothly as expected. Keep going!
Told me the KYC verify bug is gone, but it's still the same like before. Do they even test the website before replying? Still got no money and no alternative way to identify my identity. Waiting 9 more days until continuing with my lawyer. Be aware!!
I wanted to withdraw my money, but the "Verify Identity" button is not working, and I can't verify my identity. They've been feeding me with promises to fix it for weeks and nothing.As a tech person I find it concerning that their tech team can't fix such a simple thing and makes you wonder if it's done on purpose, so my suggestion to everyone, get your money out while you can! __________ LIES LIES LIES They left a reply that this feature was fixed, but it's a LIE! Nothing is fixed. ____________ It finally worked!
Finger weg! Die Rendite ist gut, die der Kundenservice jedoch nicht. Es gab es eine Mail, dass wir gekündigt sind. Das Geld würde nach und nach ausgezahlt, neue Investitionen gestoppt. Man will Geld, bekommt man es dann, wird gekündigt. Man bezog sich auch immer auf Mails, die nie angekommen sind. Auf Nachfrage kamen die Mails dann an, komisch.... Ergänzung:Hier antwortet viainvest, man würde sich melden und nach Lösungen suchen. Nichts passiert ‼️Auch auf Nachfrage von mir, keine Reaktion ‼️Sind also wieder, zwei Bestätigung meiner Aussage
Bonne plateforme
Auf Viainvest bin ich seit 2017 investiert und mein Portfoliostand beträgt derzeit 10.000 EUR. Meine Rendite liegt historisch bei rund 11,87% (nachlesbar unter passives-einkommen-mit-p2p.de). Die Plattform bietet mir aktuell ein monatliches Zusatzeinkommen, da ich die Zinsen auszahlen lasse. Viainvest war in der gesamten Zeit ein verlässlicher Partner und es gab keinerlei Verluste. Jedoch gab es Störungen durch die Regulierung beim Switch auf das neue Produkt, wodurch alte Investoren oft noch immer in ihren Krediten hängen, die im Grunde schon abgelöst sein sollten. Auch ich habe dieses "Problem", was im Grunde aber keins ist. Die alten Kredite werden weiter verzinst und Stück für Stück abgelöst. Die Aufregung darum kann ich daher wenig verstehen (siehe einige 1-Sterne Bewertungen). Wer Zahlungspläne von P2P Plattformen wirklich für voll nimmt, der hat die Anlageklasse nicht verstanden. Man sollte hier nur mit Geld investieren, was man nicht zu Zeitpunkt XY zurück benötigt, das ist eine der wichtigsten Grundlagen des P2P ABCs. Die Regulierung war ein richtiger und wichtiger Schritt und Viainvest hat sich hierdurch weiterentwickelt und wird es weiter tun. Gerade 2023 hat man viel getan, um das Unternehmen in die richtige Richtung zu lenken. Die Plattform wird daher vorerst auch weiter in meinem Portfolio bleiben.
I'm investing on several platforms and Viainvest is the best. Lots of investments available, 13% interest rate, no cash drag, etc. I'll keep investing with them.
After being with this platform for two years, I cannot recommend them. Many loans are being extended and extended and extended. Suddenly a six month loan becomes a two year plus loan. Their account management system is terrible. Once you click on a loan, you get url not available, individual loan page and all the loans totals do not add up. Statement generation redirects to the very first page etc. etc.
My account has worked fine since April 2021, but suddenly from february this year they asked me to verify my identity and after many times trying it, send documents, selfies, email, etc., they still not solving the problem and keeping saying the same thing "...unfortunately, there has not been any resolution yet...", "...I will get back to you once there is..." They still sending email asking to enable Auto-invest and/or add money to the account, but how can I do that if they can't solve a simple issue of ID verification. P.S.: Viainvest is the only P2P lending platform which I have this kind of issue among 5 other platforms, and 2 brokerage companies trading stocks, bonds and ETFs.
1/ Le site peut être très lent à certaines heures de la journée. Cela fait plusieurs années que le probleme persiste. 2/ Ils vous imposent de répondre à un questionnaire pour accéder à tous les produits financiers. Je suis désolé, je suis le CLIENT, je devrais avoir accès à tous les produits financiers dès le départ. Vous ne me faites pas une fleur, c est moi qui décide de placer MON argent. Inversion des rôles. 3/le premier compte bancaire que vous utilisez sera celui par lequel vous devrez retirer l'argent. Si vous changez de compte, il n'y a aucune option pour le faire même en déposant de l'argent d'un autre compte bancaire. Le premier compte bancaire reste le seul permettant de retirer de l'argent. Et donc, j'imagine qu'il faut contacter viainvest pour retirer son argent vers un nouveau compte.
They never failed me in what they promised. So far the best platform I've found.
Had a great experience with them. Yes, they can delay loans for quite a long time, so you can expect yearly return to be a bit lower than promised and that it might take about a year to get all your money back. That being said, it is one of the best p2p platforms I have invested with and will definetly continue doing so in the near future.
This is one of the worst experience. From one day to another my short term investments become long without even and date. Basically they just froze my money. In spite that they claim, that they pay interest, I do not see it in anything. On my main page already more than a year always same picture "intrest 51,64 eur". The website is very unclear. And they only allow you to withdraw 50 or more Eur, so means even longer blockage of your money, if you have small amounts.
Bei Einführung der Kreditlinien ausdrücklich nach den Vertragsbedingungen für einen Ausstieg nachgefragt um eine unbestimmte Laufzeit zu vermeiden. Durch den Support die Antwort bekommen jederzeit uneingeschränkt nach 121 Tagn möglich ! Keine weiteren HInweise oder Einschränkungen. Mit Einführung neuer Produkte wird diese Möglichkeit gestrichen ohne eine vorherige Ankündigung mit der Möglichkeit zu reagieren. Antwort des Support: Die Antwort bezog sich nur auf den Tag meiner Anfrage. Als Banker mit 30 Jahren Erfahrung kann ich nur von der Anlage bei dieser Firma warnen !
I'm an investor on the VIA invest platform. They have unilaterally and retrospecively revoked the buy back commitment on historical loans. In combination with unilaterally extending the loan terms on any and all failing loans, without the loan issuer/creditors (i.e. platform users) permission. My loan portfolio has thereby deteriorated out of control, and what is happening in mine will be true across the platform. Ultimately hiding their portfolio performance and extending failed loans will only lead to 1 thing - bankruptcy. Stay away!!!
In the terms, I read: "By approving this Agreement, the Assignee shall authorise the Loan Originator at its own discretion to extend the Loan Agreement repayment period without prior coordination with the Assignee. The Loan Agreement can be extended by 7 (seven), 14 (fourteen) or 30 (thirty) calendar days, unlimited number of times." As it was mentioned previously, the loan can be indefinitely extended.
Viainvest is een goed platform voor je investering. Ik lees een aantal reviews waarbij word gezegd dat de support afdeling traag is. Ik denk dat dit een stuk is verbetert want ik stuurde een vraag naar ze en ik kreeg binnen een uur al antwoord. De app en de site zijn overzichtelijk en heel makkelijk te gebruiken. Als je automatisch investeren hebt gekozen dan hoef je daarna niks meer te doen. Ik zie m'n investering snel groeien via de app. Bij Mintos gaat het allemaal een heel stuk trager moet ik zeggen. Ik ga zeker verder met Viainvest!
I'm with them for more that an year now. For me the best P2P never had an issue. It will be the only one i'm keeping
Invested with them since 2018, the experience was smooth. Even though, in relative terms (when compared to other alternatives such as peerberry), it is true that they have a slow support team (not the worst tho but they surely can do better with that) and there is a constant shortage of available loans plus the repayments usually take a lot of time, Viainvest remains a MUST if you want to have a sound portfolio. Even with rivals such as PeerBerry and despite the lower ARR, I would still keep at least 1/3 of my overall portfolio in Viainvest because it is simply the soundest choice out there (you can read blogs on this topic, there are plenty comparing the soundness of these platforms). P.S.: their referral programs works!
Slow support. Bad ux dashboard.
Excellent lending platform. In my view, Mintos, PeerBerry and ViaInvest are the best lending platform.
Viainvest has a Refer-a-Friend campaign, which, in my case is 15€ for the first 50€ someone who registers and invests in platform for the first time. However, when a friend of mine used my link, he didn't get is bonus and neither did I. After contacting the support team and even though they acknowledgize it has a technical issue on their side, they still refused to give the bonus. Although they have a good return rate, if they fail on their support service that is a huge indicator about the way they work and, therefore, that doesn't make me feel safe using their platform.
Don't invest with them. They have very strange set-ups. First they make it seem like a loan will only last 30 days. They claim they will buy it back if the person does not pay it. Then somehow it is possible for them to extend the loan instead of paying you back. They just keep doing this for months and you are unable to get your money. Very dodgy company.
I have been investing in short term loans (7-30 day loans) for about 9 months now and I would like to share my experience with Viainvest. The company seems to be lending money to very unreliable people. 12% of my short term loans were not paid back by the borrowers, or were paid back very very late (several months later). I only borrow money to people with a credit score of above 8 (mostly above 9). However, this does not seem to mean anything. Even people with a credit score of over 9 do not pay you back. Out of my borrowers - who either never paid me back or kept extending their loans - 50% were Spanish, 29% were Polish and 21% were Czech. What happens in these cases is that your money is blocked for a period of time which varies with every loan, and then eventually Viainvest always pays you back. In one case I had to wait for 136 days before a loan was bought back by Viainvest. I currently have one open loan which has been unsettled for 143 days. This is very unfortunate if you want to invest only for a short period of time. So if you want to invest say for 3 or 6 months only and then you decide to withdraw your money, it can happen that you will not be able to do that. A couple of weeks ago I decided to move all of my money elsewhere because the money I earned with Viainvest was not much. I managed to withdraw most of my account, however, a portion of my money is still blocked in 3 loans. I don't know how long it will take before I will have access to the rest of my money again. These 3 loans were initiated in the months of March and May 2019 and should have been paid back in the months of April and June. It is already August and I am still waiting for my money. So.. this is a very important thing to consider when you are planning to invest in loans with Viainvest. And there is another thing worth mentioning. It can also happen that you invest in a 30-day loan and expect certain interest, but the borrower pays back the full loan in a week or so and you only get a week's worth of interest. So in case you do not have automatic investing set up, it is a good idea to check your account regularly to see if you have money returned earlier than expected, so that you can immediately reinvest it and don't lose any interest. I hope this helps and gives you a better idea of what to expect. Cheers!
I have been using Viainvest for more than a year now. At first, I was sceptic, but later after I managed to withdraw my funds without any problem I continued investing. At the moment net annual return is a bit over 11%.
I have been an investor for more than a year now. Very satisfied with the returns, communication with the company and with the simplicity of the design of the site. The all loans secured thing makes the auto invest option even more atractable. My money is always invested and depositing and withdrawing is easy and fast for me as a member of the EU. For the year 2017 I had a return of 11% total.
This is one of the worst p2p lending sites out there their returns are only 11%. But the most frustrating thing is you can deposit money via transferwise etc. But they will not let you get your money back. In my opinion you are better using a site like Mintos has they have more attractive rates and I have no problem withdrawing my money.
very difficult to use this company with UK bank accounts, they (UK banks) don't routinely make payments using IBAN No.s instead of UK account No.s.) The standard of proof they require to accept a UK account is linked to its IBAN is frankly ludicrous. Viainvest will not work with low cost currency payment options, Revolut, Transferwise etc. So it will be very difficult to transfer money out of this company in a cost effective manner.
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