He estado más de un año con ellos y todo ha funcionado correctamente. He podido retirar toda la inversión sin problemas y obtenido los intereses establecidos. Lastima que últimamente los intereses ya no son tan competitivos.
Va muy bien insuperable
Va como un reloj Llevo dos años invirtiendo y respeta la garantia de recompra de 30 dias a rajatabla. Por ahora de mis favoritas.
So far, the experience has been excelent.
Por ahora va todo muy bien. Realizaré actualizaciones periódicas si no fuera así. A seguir por este camino
Cuidado! Tengo una retirada pendiente desde el 20/12/23 Otra más que no paga... Pues nada... A este paso dejaré de usar definitivamente estos tipos de plataformas..... Son deficientes todas
Formalidad, regularidad, cumplimiento y buen trato con los inversores.
llevo muy poco tiempo en la plataforma quizás 1 - 2 meses, estoy contento porque es una plataforma sencilla de usar y en Español. El soporte técnico responde rápido mis consultas...esto la parte positiva. La parte negativa es que reviso mi configuración de cartera y no encuentro algo que me haga invertir mi dinero en prestamos...Ya que mi idea de no tener el dinero parado. Y esto no funciona...les escribiré para pedir mas información.
Por avería en el movil, he perdido la autenticación en 2 factores para acceder a mi cuenta robocash. Hay un email al que te indican que debes escribir si tienes un problema similar. Lo he hecho. Y no tengo respuesta. Resultado: No tengo acceso a mi cuenta, ni forma de recuperar mi dinero, ni forma de realizar ninguna gestión. Update: Efectivamente, me ha llegado el mensaje para resetear la configuración. Ya he completado el procedimiento y he podido acceder a mi cuenta. Lo único malo de todo esto es que he tenido que recurrir a este comentario en trustpilot para que me hicieran caso. Actualizo la experiencia: de 1 estrella a 4
Hay aplicación app para Android?
la mejor p2p de mi inversión, invierto en 10 plataformas crowd, y solo robocasch me da lo que espero y de momento 0 retrasos con 2000 inversiones activas. personal muy amable con respuesta rapida a mis dudas, retiradas en 24 horas.
la mejor p2p de mi inversión, invierto en 10 plataformas crowd, y solo robocasch me da lo que espero y de momento 0 retrasos con 2000 inversiones activas. personal muy amable con respuesta rapida a mis dudas, retiradas en 24 horas.
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Invertí en robocash solo para probar mi experiencia fue de unos 2 años la verdad que mi experiencia fue muy favorable todo muy correcto, no tuve ningún problema con ellos a la inversión le gané un 25% así que todo genial, de hecho ellos están tan seguros de sí mismos que te dan un enlace directo a trustpilot para que puedas valorarlos
Muy buena plataforma 👍 de 10
Muy contento la verdad, no pensé nunca que fuese tan sencillo usar un roboinvestor de manera tan clara y sin trabas para invertir lo que necesites, no hace falta invertir grandes cantidades, solo lo que puedas. Aun no he retirado el dinero, así que no se como funciona el proceso, pero la transparencia que se da en la plataforma en todos los aspectos y lo versátil que es, facilita todo mucho.
Robocash funciona muy bien, en pleno covid hice retiros y respondieron de maravilla. Recientemente aumente mi inversion y asi he conseguido aumentar mi tipo de interes, pero ya, cada vez dan menos y menos, y no por ello, sus originadores son mejores, nuestro dinero lo prestan a un interes desorbitado, cobran interes diario, para minicreditos basura sin necesidad de avales ni nada. Si fuera para inmuebles o inversiones de mas calidad, comprenderia que bajen el tipo de interes y suban los plazos. Voy a proceder a retirar mi dinero conforme vaya quedandose sin invertir. Inversor 8883
Recomendable muy buena
All the investment in my portfolio has been returned when I needed them.
Muy buena plataforma Fácil y visual!!!
Hasta el momento todo estupendo. Recomiendo la plataforma totalmente. De lo mejor de P2P. Super contenta. Un saludo
Llevo varios meses con ellos y quería comprobar algunos detalles antes de opinar sobre ellos. Atención al cliente buena y apenas retrasos en sus préstamos. Y los que he tenido retrasos me lo han devuelto a los pocos días. Es real lo el 100% de reembolso. MUY CONTENTO!!
Los retrasos en Prestamer representan ya el 50% del total de los fondos invertidos, desde hace mas 15 días.
Good site for reward money
Plataforma seria. Si inviertes a medio largo plazo ya puedes olvidarte de controlarla. Cada principio de mes tienes tus beneficios . Si no es la mejor, de las mejores.
Excelente plataforma de P2P, seguiré invirtiendo con ella dentro de mi estrategia de diversificación de ingresos.
Plataforma de P2P fiable, con la que es fácil comunicarse y buena pagadora, fiel a sus compromisos.
Good for me. When there are defaulted loans, they are paid 30 days after the normal date. I used robo.cash during 4 years and was very happy with the interest rates.
Despite significant differences from other platforms of this type, there are no pros or cons that can be evaluated independently. Registration is straightforward, quick, and efficient. Accounts can be topped up both in EU banks and in the UK. After creating your own investment criteria model, the money was quickly distributed across available market transactions. A big plus is that you can choose to invest in short-term loans, which is much less common on other platforms. It's understandable and simple!
I think what's truly extraordinary about Robocash, what sets it apart from other P2P market players, is that it's always been there, offering solid and consistent performance to its investor users for years and years (I have been investing with them for more than 7 years now). Even more importantly, in difficult times, such as during the COVID-19 pandemic or the outbreak of the Russian-Ukrainian war, it has remained a pillar of reliability. Where many others faltered and hesitated, Robocash has continued to offer impeccable service to its users, always looking out for their interests. Furthermore, I particularly like the simplicity and accessibility of its interface, the quality of its customer service, the variety of opportunities, and its clear focus on auto-investment and one-click investing, minimizing the management time required by the investor / user. I mean, guys, it is common sense to give this platform a try!
I’ve tried this platform three times. Twice my funds sat idle due to cash drag, and on one occasion my deposit was even reversed. In my experience, it’s not worth it—your money ends up sitting idle instead of being put to work. While the platform lacks reliability and efficiency, the customer service has been decent when I reached out.
I've started only recently, so not much experience with the investing, but the customer support is very helpful and portfolio creation was simple. Not all money was invested (about 10% still hanging), I hope it will soon. Might update after a few months, see how it fares.
I've been using the platform for 10 months now, and everything has been running smoothly so far. I experience a minor cash drag, so I slightly reduced my portfolio. All payments have been made on time as always, which is great.
I had signed up a few years ago, and never used this service. Then recently, they decided that "for security reasons" (always the same story with all of these), I was supposed to send a copy of my most recent valid ID. I was curious, because I genuinely didn't remember what company this was, and I logged in, and then I remembered I looked at it once and never came back, because it wasn't for me. Well, well, the whole CRS/Facta thing is just not prepared for the 21st century. It's 2025, people move, become nomads and stuff. So, it just happens that I am 1000s of km from the place I declared to be my "permanent residence". I could also just be on holidays... But... NO! "Because you've logged in from a "weird country", we've decided that your account has been compromised and we're blocking it until you send us a document proving you actually live where you said you do" But if you were naive enough to give these guys your money, don't log in from outside your home or you may lose your funds.
Initial: 07/07/2025 Robo.cash doesn't have enough loans to offer. I have reached 30000 € investment. Their investment tool invest in few loans every few days. 3000€ are uninvested. However, I have increased all limits to the maximum in the Auto Invest tool, from 8% rate to 13% etc.. I have even created a new portfolio. I have ticked all loan suppliers. I'll be forced to withdraw money hoping it will get better with 20000€ investment. UPDATE: 23/07/2025 All Uninvested money has been reinvested. So, I updated to 4 stars out of 5 UPDATE:05/08/2025 Once again uninvested balance rose to around 1900€ !! So, I updated the rating to 2 stars.
De momento estou muito satisfeito. Plataforma com excelente rentabilidade e pagamentos dentro do prazo.
I invested with Robo.cash for 3 years: instant withdrawals, quick support, and consistent returns. I’ve stopped P2P for ethical reasons, but Robo.cash was far better than platforms like Mintos where I had defaults.
Just wrapped up my 3-year experience with RC: Withdrawals/promised profits/buy-back guarantee - 5 stars Support and communication - 5 stars Secondary market - 5 stars Available loans and interest rate - started with 4 stars and have now gotten to be 1-2 stars. As many reviewers pointed out, the number of available loans and the interest you get on it have gotten to be pretty low. To the point that you can structure your leverage portfolio with US long-term treasuries paying you about the same % rate without much counterparty risk. But overall, i've had a positive experience with the company. Thank you
I had been quite happy with Robocash since I started investing with them a year ago. However, I recently noticed a significant drop in the number of available loans, which resulted in a considerable portion of my portfolio remaining uninvested. To avoid having idle funds, I decided to withdraw the unused money and invest it on another platform. The withdrawal process was clearly explained by customer support, and the funds arrived within three business days. However, I was surprised to see that my bank deducted specific fees—amounting to around 4%—because the transfer originated from a non-EU bank account. This was unexpected, especially since deposits are made to a Robocash account in the Netherlands and the company itself is based in Croatia, both within the EU. I contacted customer support for clarification. While they acknowledged the issue and offered an apology, I received no goodwill gesture or reimbursement for the unexpected fees, despite multiple requests. Unfortunately, this left me disappointed, as the situation was out of my control and could have been avoided with proper communication.
Très bien, je suis chez eux depuis 3 ans, je ne connaissais pas le principe de crowdlending avant mais depuis j'ai aussi ouvert des comptes chez leur concurrence pour diversifier. J'adore le principe qui est de pouvoir ne pas réinvestir automatiquement les intérêts, je préfère les retirer régulièrement, ça me permet de me faire une "rémunération" plutôt que de ressembler à de l'argent virtuel. Je n'ai trouvé cette option que sur Robocash, dommage que toutes les plateformes ne le proposent pas. Toujours un peu inquiet sur le long terme car ça reste risqué, je n'y ai mis qu'une petite partie de mon argent mais pour l'instant, rien à dire. Un petit bémol aussi du fait qu'il reste souvent 5 à 10% d'argent non investi.
I have been waiting for a new authentication key for 2FA authorization formany days. There are useless emails but no help. Same Problem by Lendermarket and they help within 2 days. Answer to Robocash's answer. Unfortunately, Robocash's answer is not correct. It wasn't the holidays that delayed a response, but the internal processes don't seem to be working properly. 1. first email, I asked for a new authentication key for 2FA authentication so that I can access my account again. 2. Robocash's answer, you have to authenticate again with a copy of your passport so that we can send you the key. 3. Authentication with passport completed 4. Robocash's answer, you can now access the account again. How, if I have to perform 2FA authentication??? 5. new email from me, please turn off 2FA authentication in my account so that I can finally access the account. 6. Now it finally worked.
No new projects since septembre 2024.
I started using Robocash recently. Although the interface is not fully clear for me, it's quite easy to manage the portfolio. Overall, Robocash is a good alternative to similar platforms.
An interesting lending opportunity, but with the current immense cash drag on the site, it just not worth it.. and it shows a very risky process for long way investments.
Very good lending platform. So far so good. I'm guessing that the negative reviews are the people repaying the loans.
I find the site to be difficult. Adding money to a portfolio seems impossible, so i cannot stop cashdrag unless i keep starting new portfolios. I invested in 5 different platforms to test the difference, never had this problem. Benefits are ok, but the system i find confusing
I’ve been using the Robocash platform for two years now, and I must say I’m quite satisfied with my experience. The investment is fully automated, and all my payments come through without problems. The only thing I’d like to see improved is the interest rates. If they were higher, I’d definitely consider increasing my portfolio here.
Ich habe eine Versuch gestartet: 2000 EUR investiert für eine Dauer von 3 Monaten. Ausgewählt habe ich nur Kredite, die pro Jahr 8-9 % abwerfen. Nach 3 Monaten habe ich alles wieder auf mein Konto überwiesen. Ergebnis: 2015 EUR. Rendite: 15 EUR oder 0,74 %. Pro Jahr sind somit knapp 3 % drin. Ob man wirklich 9 % bis 12 % bekommt, wage ich nach diesem Versuch zu bezweifeln. Bei dem einen oder anderen Neo-Broker bekomme ich aktuell 3,25 % (bei TR, seit der Zins-Kürzung durch die EZB). Ich persönlich halte das Tagesgeldkonto bei einem der bekannten Neo-Broker für sicherer und das Geschäftsprinzip für transparenter. Es war ein Versuch wert, aber ich bleibe lieber beim Altbewerten, also dividendenstarke Aktien und Tagesgeld.
Recently there is a big cash drag. There is no available loans even when the maximum period of days is set for the term, and the interest range is also set from min to max in the portfolio, also all originators are selected. What is the reason for that and when it will be fixed? I am having this problem for around 2 months now. I am using the platform for around 3 years and never had problems before.Maybe it’s time to get out.
Wer eine P2P Plattform sucht, die regelmäßig unter Cash Drag leidet und nur mickrige Zinsen abwirft, ist bei robo.cash genau richtig. Alle anderen sollten sich bessere Plattformen suchen.
I have been having problems with payout for sometime now. Please look into it.
Ich bin mittlerweile seit über 7 Jahren bei dieser Plattform (mit einer längeren Unterbrechung). Auch wenn tatsächlich freiwerdende Gelder nicht alle sofort wieder angelegt werden können, bin ich unterm Strich sehr zufrieden, da alles unspektakulär, aber zuverlässig läuft und ich (im Gegensatz zu anderen P2P-Plattformen) bisher keine Ausfälle zu verzeichnen habe. Einen Punkt Abzug für die fehlende sofortige Wiederanlage und weil die Zinsen vergleichsweise niedrig sind. Für mich mittlerweile gerade so an der Grenze, bei der (für mich) noch ein ausreichendes Risiko-Nutzen-Verhältnis besteht.
a bit of cash drag and impossible to choose manually where to invess but good features overall
My portfolio has been asking me for identity verification for about 6 months, after trying to resolve the problem by following all the steps, the problem continues, preventing me from depositing or withdrawing money. I have contacted the support team numerous times by email, without any response so far.
Top! c'est l'une des meilleures plateforme de crowdlending que j'ai pu tester - je suis client depuis 2021 ou 2022 et tout se passe très bien contrairement à certain de ses concurrents comme MI**OS pour ne pas le nommer
Bin zufrieden. Sehr einfach zu bedienende Plattform, die ihrem "Robo"-Namen voll gerecht wird. Leider inzwischen zwar sehr niedrige Zinsraten und hoher Cash Drag, aber das ist dem Markt und dem Anleger-Zustrom geschuldet und wird hoffentlich auch mal wieder besser.
Estou satisfeito e recomendo
It works excellent for me. Some settings should be more user-friendly, however once you know how it works you get use to it.
it's TOP support excellent money credited the very next day I already have 2 loans and I can't complain
I contacted them on multiple occasions and never ever got a response. Their autoinvest function is another point to complain. In no way l set up to invest in anything over 365 days, but just discovered that they put my money in something lasting 720 days.
J'ai un gros problème avec la vérification de l'identité qui ne fonctionne pas, j'ai envoyé 5 mails, essayé de les joindre par téléphone plusieurs fois : AUCUNE RÉPONSE. Mon argent est donc bloqué chez eux sans que je puisse faire quoi que ce soit !!!
Status quo on the 13.04.2024: Registration easily completed. Online verification process without any problems. Account is ready for financial transaction and hopefully successful investments. Will report later further details.
Buono... finora tutto Ok.. tutto automatizzato... anche se interessi un po' bassi... ma ok funzionante
Rendimenti senza preoccupazioni!
I inform all clients of Robocash do be careful, can't solve my problem, I can't log in, and the reply of Robocash is, the problem is with my email, but strange I receive their email. Please be careful Diamantino Luís da Conceição Brandão
J'utilise depuis plus d'un an. Très bonne plateforme, quelques retards mais moins que sur les autres plateformes et les intérêts sont payés sur les retards. Rendement environ 10 %. Pour moi la meilleure et la plus sécurisée. Le site n'est pas en Français mais on peut utiliser un plugin sur le navigateur qui traduit automatiquement. Je ne met que 4* car le site mériterait d'être plus clair
Supa! works perfectly!
Robocash holds its promises, their bot icon might make it looks like a scam at first sight but they have never messed with my money. I made the announced profits and managed to withdraw all my money back on my bank account using the "cash out" setting. Everything was easy and smooth, I just regret that, as time goes by, the interest rate and loyalty program benefits slow down, that's why I have chosen to leave. Very good experience with them though with 7k invest and +700 made.
Je suis chez Robocash depuis presque 1 an. Le KYC a été un peu long, pas de contact en Français et quand on doit gérer par téléphone ce n'est pas si facile (J'aurai pu le faire par mail mais ça aurait été plus long). Ce sont les seuls points négatifs que je trouve à Robocash. Les paiements en retard sont bien respectés et peu nombreux, moins de 8% de mon portefeuille au maximum. (actuellement à 5%) Pas de défaut de paiement. Les réinvestissements peuvent être long, il ne faut pas être trop gourmand et "jouer" avec le curseur de % des prêts pour trouver le juste milieu. J'ai toujours 2/3% de mon capital non investi. Mais cela me convient, j'ai trouvé mon juste équilibre. Bonne plateforme, facile de prise en main, les prêts court termes (durée de moins de 6mois) à 10% sont facilement trouvés.
After two years of investing everything is working perfectly!… From time to time facing some minor issues with my account I received an immediate and very professional support from the customer’s service Team Very solid and reliable platform!.. Strongly recommended!!
Be carefull, they can't be trusted. They deleted my account because they lowered the loans interest rate and I had plenty of long-term loans with the old rate. So they just decided to kick me out!
funktioniert sehr gut. Ich kann sehen, wie mein Geld wächst. Kann ruhig Schlafen
Ho utilizzato Robocash senza problemi fino a una settimana fa. Poi sono incominciati i problemi. Non potevo cambiare i tassi di interesse e indicare l'importo. Dopo numerose (troppe) segnalazioni, mi dicono che l'account è bloccato. Chiedo il motivo. Dicono che devo rifare l'identificazione. Lo faccio, ma mi dice che l'identificazione è già corretta e completa. Altre mail di reclamo, si inventano problemi tecnici che in una settimana non risolvono. Adesso non rispondono nemmeno alle mail e non ricevo il num. di ticket. in soldoni: Da due settimane Robocash sta bloccando senza la mia autorizzazione i miei fondi. Siamo al limite di reati penali.
I've used a bunch of these platforms and Robo.cash is the only one so far where 1) auto-invest actually works and 2) the secondary market is liquid and without crazy fees. These are important criteria for me so it's now my main platform for this kind of investments.
I've seen solid returns on my portfolio. The only improvement I'd suggest is better customer support response times during busy periods
De momento continua a funcionar e a cumprir com todos os prazos estabelecidos; Até agora uma das melhores plataformas para mim.
it's working very well at the moment, i can see how my money grow up i feel comfortable with this web site.
Très bon site pour faire évoluer son épargne de façon simple et dynamique Rendement de 8% et plus sans difficulté Seul bémol, la réaction à réinvestir est parfois lente Je conseil vivement ce site même si en soit j'ai peu de recul
Robocash used to be good, but there is just no loan any more so money remains uninvested. Besides they cut the fidelity rewarded, without even a message. Not on a positive trajectory, am leaving
Verlangt obwohl selbst NICHT zertifiziert - weil ich rollierendes VPN nutze - mehr als die bereits bei 1. erfolgreichen VERIFIZIERUNG ausreichend !!! mehr Daten weil mein dt. PASS !!! Nicht ausreicht ... da hilft nur Geld dann abziehen und meiden !!! Bin bei VIELE zertifizierten Seiten ab DAS ist echt die Höhe ...
Bis jetzt lief alles, trotz kontinuierlicher Absenkung der Zinsen, super. Aber jetzt werden die Treueprogramm-Aufschläge auch RÜCKWIRKEND, also der Zinssatz auch für bestehende Investments, extrem gekürzt werden (trotz steigender Risiken) ! Für mich eine Massnahme zu Gunsten Neukunden und gegen Stammkunden. Diese werden wie ich abwandern/reduzieren und es gibt also wieder Kredite...ein Trend der gegen Treue und Vertrauen leider überall zu beobachten ist. Mein Vertrauen schwindet also auch hier...! In meiner Welt würde Treue belohnt werden, indem zumindest Rückflüsse bestehender Investments bevorzugt angelegt und somit nicht abgezogen werden müssten...oder Stop von Neukunden bis wieder Kredite verfügbar sind. Robo.cash geht leider den Weg Quantität vor Qualität...und verspielt damit Vertrauen, das in heutiger Zeit so eminent wichtig wäre. Sehr schade! Nachtrag RC geht es gut und es gibt offenbar zu viel Neukapital. Mir scheint, die gerade noch akzeptierten Zinsen für Investoren werden permanent ausgetestet. Aktuelle Zinsen 8,0 - 9,3%, höhere Zinsen sind meist alte Langläufer. Damit ist meine Grenze für Neuinvestitionen definitiv unterschritten... Aktuelle Rückflüsse zwingen, wie vorhergesehen und angemahnt, wegen cash drag zu Abhebungen von vermutlich mehr als 95% der investierten Summe innerhalb weniger Wochen...die dann, in Aktien investiert, nicht wiederkommt! Der P2P-Trend scheint vorüber. Schade, RC war mal spitze!
keine ausreichenden Kredite mehr seit etlichen Monaten Sinkende Zinsen obwohl überall die zinsen steigen
Very Good X3.
So far I'm really happy with this platform. The supports responds very quickly, I have confidence in their loans and recovery of late and defaulted loans. Interest rates could be higher but I guess slightly lower rates are the price we pay for stability, and I'm ok with that.
One of the best P2P platforms out there. I have been investing in Robocash for 15 months and I am absolutely satisfied. Everything works fine. buyback guarantee is triggered on the 30th day as expected when needed
I invest on Peerberry, Twino, Funding Circle, Esketit, Iuvo and have invested in others in the past and Robocash is head and shoulders the best platform for me. Solid reliable with no funds in recovery I've been with them just over two years and they give good returns. Some cash drag and yes, no app, but I'd rather they keep returns high and save the development costs. Keep up the good work.
Fondfolio inc is the best in the game…..
Serios, good service, no problems.
ho investito da 10 mesi sulla piattaforma caricando più volte dei soldi ,per ora tutto bene sono solo cambiati i margini di guadagno per le cifre investite ma sono ancora buoni rispetto ad altri tipi di investimento ,posso dire che se continuiamo cosi mi posso ritenere più che soddisfatto.
If not the best (for me it is), one of the best platforms out there. Absolutely automatic and you can get easy 12% interest rate. The interest is paid every month and you can choose if you want to reinvest it or withdraw it. Lately there are no available loans so you might experience some cash drag. If Robocash fix this issue then 5+ stars, till then only 5 😉!
Bisher bin ich sehr zufrieden
Toller Kundensupport, sehr gute Zinssätze, einfache Bedienung! Ich bin bis jetzt rundum zufrieden.
Bonjour j'ai ouvert mon compte en utilisant un code de parrainage or je n'ai jamais reçu le gain annoncé au 30 jours ! qu'en ai-t-il ? d'autre part vous parler d'un bouton pour retirer l'argent sur la page résumé or je ne le vois pas ! ou ai-t-il ? comment pouvons nous récupérer l'argent ? merci d'avance pour votre réponse
For me, Robocash is one of the best P2P platforms out there. I'm very satisfied. The 12% interest you get is a nice side income.
Übersichtliche und gut strukturierte Plattform. Rückzahlungen auf mein Konto funktionieren sehr schnell. Empfehlenswert!
More than 1 years of experience. So far not a single complain. I´ll keep investing with Robocash.
Easy interface and use. Great profitability. Super auto invest system (you don't need to pay attention once you configure it). I really like it.
So far I've had a very good Experience with Robocash and the customer service has been quite amazing honestly. Today, for the first time in 8 months I think I decided to withdraw a part of my investments. And I notice that there's no option to do it from the website. I literally had to send an email to support to request it, and obviously now I'm waiting for a reply. I really hope it will go smooth, but something like this is a very red flag for me. Because withdrawing money should be AS easy as depositing money. That's how you gain trust from customers and I find it a little slippery. I really hope I'm confused about this and that there's an actual way to withdraw and I was too naive to find it myself. Edit: There was an option to do it and I didn't find it hehe. Let's hope everything goes well with the withdraw I will update this review later. - Everything went perfectly.
O ótima plataforma de investimento..fácil de investir até para quem começou têm pouca experiência em investimentos. Sempre tudo certinho nas contas.
I am using the platform since a year. So far, everything is good. The investments are returned on time. The interface is intuitive.
Ich habe im Dezember 2021 begonnen in verschiedene P2P Plattformen zu investieren (unter anderem auch Mintos und Estateguru) und nach gut einem Jahr ist Robocash trotz Ukraine Krieg und den damit verbundenen Krisen in Europa die einzige Plattform die bisher ohne auch nur einen einzigen Zahlungsausfall alle Kredite zurückgezahlt hat. Robocash ist daher für mich die einzige Plattform, die ich auch innerhalb meiner Familie und Freundeskreis weiterempfehlen würde.
einer der langweiligsten und profitablen Plattformen. Es läuft einfach im Hintergrund ohne Aufregung und generiert einfach Einkommen! Die anderen Plattformen kämpfen mit IT, Ausfällen und etc. Seit meiner Investition in 2021 keine Ausfälle und Ukraine Krieg lief finanzseitig geräuschlos hier. Was will man mehr?
Perfekt für die Zukunft als Sparer
One of the most reliable P2P platforms and my personal favorite.
I have been with this platform for a few years now and I can recommend it. There is never any problem with withdrawals and the interest is paid in a timely manner.
C'est magique Vous déposez de l'argent dans votre portefeuille, tout est placé automatiquement en fonction des critères de placement (durée, montant, lieu) définis par vous même et tous les mois vous recevez vos intérêts directement sur votre compte ou réinvesti automatiquement selon votre demande. Que demander de plus.... Cependant niveau fiscal je ne sais pas comment ça fonctionne et rien n'est indiqué sur le site.
very good ) one of the best
Schnelle Geldüberweisung und sofortige Anlage
Ich bin seit Mai bei Robocash und habe seitdem nach und nach mein investiertes Volumen erhöht. Am Anfang brauchte ich ein bisschen, um alles zu kapieren, aber jetzt bin ich super zufrieden und es macht richtig Spaß. Und natürlich wirst es eine entsprechend hohe Rendite ab. Kann ich absolut empfehlen.
Daje 5 gwiazdeczek jestem bardzo zadowolona i jeszcze napewno bede
Great experience with Robo.cash : No cash drag, good outcomes and diversified secured loans. Please keep it up !
schnelle Auszahlungen, einfache Handhabung - macht Spaß! Weiter so!
Robocash is the king. I'm their client since may 2022, and during this recession it helped me hedge the worsening situation of my other investments. Their platform is solid and exceptionally smooth. I only needed their customer service once, and they handled my request very professionally. Absolutely recommended.
So far it has been a good experience. Registration was very easy and fast. The portfolio building process is easy and takes about 1 hour to purchase the loans. I recommend Robocash for short or medium term investments.
I’m quite happy with the platform… it would be amazing if they increase the max amount of money you can invest
Gut. Einfach. Rentabel. Sehr übersichtlich und unkompliziert. Macht das Anlegen zu einem Kinderspiel.
No problem after 3 years of use. Withdrawals are always on time
Runs like clockwork, high interest rates, sufficient credit offers, let's see if a payout goes smoothly. Läuft wie ein Uhrwerk, hohe Verzinsung, ausreichend Kreditangebote, mal sehen ob eine Auszahlung auch problemlos verläuft.
Bin seit anfang 2022 investiert mit ca 50000 Euro habe zwischendurch auch geld rausgenommen, bisher keine Probleme super renditen. Leider öfters zins anpassung jedoch genießt die plattform mein vertrauen, trotz Krieg...
Hello, I invested a fairly substantial sum the first month in order to take full advantage of the referral bonus (1% of the amount of the sum invested). Unfortunately, it turns out that the sponsorship was not taken into account by the platform following a technical problem of an unknown nature. Following the connection with customer service, I was refused the bonus. This is not very reassuring… And the lack of understanding of customer service leaves something to be desired.
Piattaforma facile e molto intuitiva per ora i rendimenti sono circa dell' 8% e da circa un mese che la sto testando, ed ho constatato che i rendimenti sono ottimi per come ho impostato la mia strategia di investimento, i pagamenti arrivano giornalmente, non ho ancora provato a disinvestire perchè vorrei fare lavorare x un po' l'interesse composto, quindi tra un anno scriverò una nuova recensione x gli sviluppi futuri...
very good performance, fast return withdraws, fast answers from the support.
The registration process is very simple and fast. Deposits can be made by bank transfer and are generally credited on Robocash the next day. You can create various portfolios by setting various criteria for each one, such as the duration of the loan, the minimum and maximum amount of the single loan, the country where you want to invest etc., you can also set the destination of the interest, if you want it to be credited on the balance or reinvested automatically etc. The duration of the loans is very wide and reaches up to 730 days, the longer the loan, the higher the interest. For loans up to 89 days, the interests are all paid on maturity together with the principal, while for longer durations, interest is given monthly and the principal is repaid on maturity. I have created various portfolios with different loan durations in order to diversify investments, you can also choose short-term loans such as 30 days or even less by setting the portfolio. Generally, once the portfolio has been set up and saved (and verified that there are loans available for the settings we have chosen) the funds are invested within a few hours, and in any case the number of loans available is always shown in real time based on the settings chosen. The interest rates, despite the recent lowering, remain still good. Furthermore, you can have more returns based on the "loyalty program" of Robocash. Customer service always responds quickly and it is very polite. Additionally, in the blog section of the website there are news regarding the financial reports of the Robocash Group published on a regular basis. Finally it must be said that Robocash has the “buy back guarantee” that activates after 30 days in case a loan is not repaid on maturity, I experienced the “buy back” one time and it worked perfectly.
Simply and perfect!
I am very happy of Robocash, very simple to use and good ROI, will continue investing on this platform.
Had an awful experience with Robocash. Not only did they take forever to withdraw my money to my account, when they messed up they charged me the £50 for their mistake. This meant that my investing for 6 months was pointless and just caused me a lot of hassle for 3 months trying to withdraw. Would HIGHLY RECOMMEND NOT USING THIS COMPANY.
Die Rückkaufgarantie funktioniert hier bis jetzt ausnahmslos und auf den Tag genau! Die unkomplizierteste und verlässlichste Plattform die ich kenne!
Una piattaforma semplice e funzionale di P2P Lending. L'azienda pubblica regolarmente le proprie informazioni finanziarie e sono sempre ottime da diversi anni ormai.
I've been investing in robocash for 7 months. So far, so good. Payments in time, no delays, everything is clear and goes in a professional way. I also have investments in other crowdlending companies and this one is my favorite.
Enchanté par la simplicité et la performance de cette plateforme avec sa garantie en capital.
I was pleasantly surprised how easy it was to sell the loans on the secondary market when I needed to withdraw some funds early. Everything so far has been exactly as advertised!
everything smooth and as described including the safety net of the buyback which is remarkably automatic. If you see some issues with repayments from one country like spain you can easily exclude them and concentrate one the remainder. I began cautiously but am now far more confident
nice app its come good to me
I'm very happy because Robocash is a good Investment Platform to all the people who want to invest.
Dobra platforma.
I discovered Robocash at the beginning of the year. First, I didn't know what to expect, so I invested a bit. After getting familiar with the site, exchanging a couple of times with the support, I realized the company seemed serious (and has been so far), with fast and effective customer service. Interest rates have been fluctuating (downwards) a bit but overall remain correct. So far, so good. I hope the service remains as good as it has been.
Very good P2P platform. Everything went smoothly for three months and I received what they said I would. I recommend Robocash to everyone interested in p2p lending. The only thing that is missing is a mobile app.
At the moment isn't possible withdraw money! i'm waiting since 1 week for a mere 100€!! 5 years of good services thrown away. Watch out. update: according to your chat support the issue has been solved. by the way, according to this reply, it seems still ongoing. i will be happy to upgrade this review once issue will be solved, but as today i can't withdraw neither 100€ (1% of my portfolio). update#2: the problem seems has been solved. i receive the withdraw. Now i open another one, much bigger, i'll be glad to upgrade again this review when i receive this new withdrawal. update#3: last withdraw has gone smoothly. i'll update to 5 star. i hope to dont need to downgrade it again.
Ich bin sehr zufrieden mit der p2p Plattform weiter so......
Very good peer to peer platform. They do exactly what the advertise. After approximately 7 months I receive passive income with minimum effort.
I have invested through this platform for months and I had no problems. Robocash is completely transparent and effective.
Very easy and stable in profit.
Sou uma recente investidora na plataforma e estou bastante satisfeita com a mesma. Não tenho tido atrasos nos investimentos que faço e é gerido de forma automática, o que permite não perder oportunidades de gerar juros compostos, pois não preciso de estar a lembrar as datas que os empréstimos vencem para aplicar o dinheiro. O senão é os empréstimos a 30 dias terem passado de juro de 10% para 9%. Continuação de sucesso e boa gestão dos nossos investimentos!
2 years now I use the platform and definitely is one of the best!! But do you plan to make an app for smartphones?? That would be helpful for your investors..
Ich warte schon seit 12.01. auf eine Auszahlung auf mein Konto. Der Support antwortet nur mit Standardantworten und momentan antwortet der gar nicht mehr auf meine E-Mails. Nicht empfehlenswert! Update 28.01., immer noch kein Geld erhalten. Der Support schiebt die Schuld auf mich bzw. meine Bank.
I've asked a simple information to the support rigth before starting to invest, and after 5 days i've got no response. Good support for me is mandatory for this kind of platform
Maybe the best P2P platform, very low overdue, high interest, solid company balance sheet.
Some people think that Robocash is not competitive anymore because of the lowered interest rate for the short-term loans so I felt a need to take my time and type this review. ... If that is what it takes to make Robocash sustain its operations; GOOD! Lower it to 8% if you need to. It is so sad when I see investors on Telegram saying "if you lower the interest rate further, I will withdraw my funds." You can't think like that...what about the long-term and making the business sustainable?? Do you care just about your profits for this year, or do you want to have them in 5, or 20 years' time? Ask yourself this as an investor. But, let's see what you get, for real. There are 221 platforms for P2P lending as far as I am aware. So, let's start... PROS: 1. English language available for services: Yes. Fact check: 42% of platforms are not in English, but rather aimed at local investors. Robocash could have done that, but they went international. Good job! 2. Financial reports in English Yes. Fact check: 75% (that's right) of platforms do not have financial reports available in English. 3. IFRS compliance Yes. Fact check: 94% of the platforms do not have their financial statements audited by a reputable auditing firm. Bonus points: Grant Thornton is the 5th auditing firm. Yes, yes it matters. It is not "Moore Cayman" like it is for USDT Tether. Running a 70 billion USD business and you can't get a reputable auditor, but you go to a cayman islands firm...come on...I digress, but you see my point. 4. Advertised return is real? Yes. Fact check Only 5% of the platforms have their return verified as real. For others, it is not established yet or it is not real. 5. Secondary market I did not get an opportunity to use it, but as far as I am aware there is a secondary market. 6. Transparency Everything is transparent. Loans funded. Owners. Financial statements. News. Not being transparent is the biggest red flag according to my research. 7. Character of the team As far as I am aware, Mr. Sedov is an outstanding individual and so is his team. That can't be said for 20 platforms that turned out to be a scam or problematic. Watch Lars Wrobbel's interview with Mr. Sedov and research who he is. You can't trust anyone, but Mr. Sedov seems legit to me. Spoiler: Mr. Sedov invested his own money and wants the business to succeed. It is not leveraged. Digression: Learn about debt to equity ratio ASAP! Robocash is not over-leveraged! Check that out. 8. Profit 106 M euro income as of 2020, 19.8 of pure profit. That is an outstanding profit margin. Check it out! Digression: learn about profit margin! Bonus points: profitable every year since inception. 9. Autoinvest The best auto investment so far. No waste of time. 10. Cash drag The supply of loans is unbelievable!! How does Robocash even do that?? I do not know and would like to learn. CONS: Now, not everything is perfect. Here are a few things that Robocash should do. 1. Verify additional company details on Trustpilot 2. Publish who owns the remaining 25% of Robocash, because as far as I know, Mr. Sedov owns 75%. 3. Get regulated. 19 out of 20 platforms that are scams or problems are not regulated. There is certainly a correlation. 4. Get renamed. ... P2P industry has some of the worst brand names ever! Peerberry - sounds like a cake or a fruity drink. Reinvest24 - really poor brand name. Estateguru - SOUNDS questionable Profitus - really low effort name. Robocash - what does it sound like when you say to your friends that you invested in "Robo"cash? Laughable. It sounds like a forex or binary trading options robot which we all know is bad. Definitively rename the business in the long term. Good brand names: Mintos, Zopa, Rendity, Twino, Bondora. Now that is a brand name. You got it. In conclusion, the pros FAR outweigh the cons. Robocash is THE platform for peer-to-peer. Note I would like you to pass to Mr. Sedov: In an interview with Lars Wrobbel, he was asked "what is the biggest risk of investing in Robocash?". Mr. Sedov replied that it is the group default. It is not :) As long as Mr. Sedov is on the head of Robocash, I am afraid of no default. Do you know what is the biggest risk? An aggressive takeover or merger. And these do happen. The biggest risk is Mr. Sedov leaving Robocash. Tell him that interest rates will not make us withdraw money, but...the day Mr. Sedov leaves Robocash, I will be withdrawing my funds the same day :) There are basically two things: 1. Prevention of Robocash being acquired by a bigger corporation. I am sure that that is something Mr. Sedov will not allow, but he may be forced to, you never know. In that case, he should remain the majority owner. 2. Mr. Sedov should organize what happens if he dies or gets sick. Who will lead the group? THIS is a real risk. It should be somebody from his team! Mr. Sedov we love and respect you! ♥ ♥ ♥
Clean interface and trustworthy company. Interest rates have been lowered to times in the last months. Now they are not competitive anymore in my opinion.
Bonjour, Après plusieurs mois d'utilisation de la plateforme, et un portefeuille conséquent tout se déroule parfaitement avec Robocash. Illustration de mon avis point par point : 1 - Site et support client Aucun dysfonctionnement du site, le service client est un vrai plus et répond très rapidement (tchat ou mail) 2 - Solidité financière / communication Le Groupe est financièrement solide et ce depuis de nombreuses années, plateforme rentable avec une bonne capitalisation des fonds propres. Les comptes sont publiés et audités/certifiés par un grand cabinet d'audit. Le volume d'investisseur progresse, un synthèse est communiquée mensuellement aux investisseurs par mail. 3 - Dépôts/retraits des fonds Aucun problème, dépôts crédités sous 1J et retraits à J ou J+1. 4 - Prêts Capital + intérêts compris dans la garantie des prêts (J + 30 après la date d'échéance), volume de prêts important et auto-invest très performant (l'argent ne dort pas). 5 - Rentabilité Proche des 11% ou plus suivant la durée, les intérêts sont capitalisés mensuellement pour les durées >=90J.
Very happy with Robocash although I have never withdrawn any funds from my account, so I cannot comment on having that experience.
You are the best platform for now...
Excelente e credível plataforma.
Best crowdlending platform ever
everything runs as it should! perfect platform
Using Robocash for almost a year I can only describe it as reliable, easy to use (especially for beginners) and 10.9% profit with zero effort.
Bonjour, pour le moment, après 8 mois d'utilisation de Robocash, je suis 100% satisfait de la plateforme. J'ai effectué plusieurs dépôts, et depuis maintenant quelques mois, je fais aussi 1 retrait mensuel de mes intérêts. Hier encore, j'ai effectué une demande de retrait sur la plateforme et le même jour, le montant était crédité sur mon compte bancaire Français. Le gros avantage de Robocash par rapport aux plusieurs autre plateformes que j'utilise est que tout est automatique. Mes derniers investissements Robocash apparaissent avec un taux de 12% ce qui est au dessus des autres plateformes que j'utilise. A titre de comparaison, mes montants investis sur Mintos et sur Robocash sont presque identiques. Je me suis bien sur posé la question de la solidité financière de Robocah investissement et donc de la garantie de mes fonds déposé, mais quand on constatte que le Groupe Robocash dans son ensemble va bien, voir extrêmement bien, cela m'incite a penser que je ne peux que continuer a avoir confiance a continuer a investir avec Robocah investment.
Easy, quick, robo.cash's Auto-Invest really deserves this title. Lowest rate of delayed credits across my whole P2P portfolio. All good until now. Thanks!
Using this for a long time and everything is smooth, deposit, withdrawals, customer support. The auto-invest works perfectly and didn't encounter any cash drag.
Once again I have sent my identity document to the platform and it has been rejected under the EXCUSE that was not clear the nom, date of birth, signature, etc. There are only two explanations: 1. The person who is checking the doc needs glasses. 2. They are starting to use the same tactics as other companies that have failed. I think the second point is the most likely.
Easy to use, fast withdraw, good roi.
Bedienung ist sehr einfach. Nach der Einstellung kann man es einfach laufen lassen. Man brauch nur 1x im Monat danach schauen. Sehr gute Alternative zu anderen Investitionsmöglichkeiten. Operation is very simple. After setting, you can just let it run. You only need to look after it once a month. Very good alternative to other investment opportunities.
Without prior notice, the platform tells me that I must update my personal information. I have submitted 3 times, in 3 days, my identity doc and they reject it because "it is not clear", but it is the same doc that I sent in the registry a year ago. Meanwhile, I cannot operate. It reminds me of the way to proceed from other platforms like Fastinvest ..... red flags, red flags !!!!!
È da un anno e mezzo che ci sono su questa piattaforma,non ho avuto problemi finora ,questo mese sto avendo dei problemi con i prelievi ,da 15 giorni ho prelevato e ad oggi ancora i soldi non sono arrivato miei soldi sul mio conto corrente, non ho avuta neanche un email di avviso per giustificare il ritardo del pagamento.
I have been having problems with the payout for some time. Delays in paying out my money is an unserious sign. It is described as an automatic payout from 50 euros, but no status changes for me. I am worried about my money.
Easy to invest. And good interest rates.
So far so good - since Dec 2020. Withdrawals are being processed promptly as well.
Best P2P platform out there, bar none. Been with them 2 years now and never a problem with withdrawals and late loans repaid with 30 day buyback. Easy ..
Manque de diversité
Bonsoir Plusieurs mois que j'utilise la plate-forme rien n'a dire au top 👌 J'investis dans des prêts de maximum 1 mois, donc une seule société de prêt compte tenu de la durée. Virement et dépôt toujours obtenu rien n'a dire, un peu long quand même, chez la concurrence... Moins d'un jour. Aucune perte pour le moment. Les intérêts sont calculés journaliers avec plusieurs décimal derrière la virgule. Service client qui répond assez rapidement, j'ai même pu avoir leur numéro d'enregistrement avec un document prouvant cela. Malheureusement j'ai eu un gros coup de cœur pour une plate-forme concurrente 🙈 donc peu de mes liquidités sont chez robocash mais je pense qu'il est aussi important dans la mesure du possible de diversifier sur plusieurs plate-forme👌. Garantie de rachat sous 30 jours avec intérêts 👍. J'aime beaucoup la stratégie automatique qui ne traîne pas, pas comme chez des concurrents où les fonds sont à moitié investit mdr. Paiement limiter à 15 000 euros un peu dommage pour les gros portefeuille Robocash limite cela lié au blanchissement cependant suffit de demander des justificatifs sa réglera /limitera le problème. Mais bon vu le peu de société de crédit pas plus mal que le montant est limité. Je suis chez des concurrents je pense rajouter éventuellement des fonds plus tard chez Robocash. Je recommande cette société pour un petit portefeuille quelque centaines voir quelques milliers d'euros grand max 👌.
The best PLATFORM about Robo.cash.Thanks
Up now all that was promised was delivered. Good experience up to now and after 2days
From far the best platform in his kind. As safe as profitable, can not beat the ratio Revenue/risk anywhere else
The platform seems great, however I learned something the hard way. When you sub you get a 1% cashback on the money you deposit, if you deposit 10 000 euros, you get 100€ cashback. As they say, the cashback is received 30 days after you subscribed. The platform has a deposit limit of 15 000 euros a month, this limit is reset on the 1st day of each month. The problem with these two "rules" is that it's a really bad idea to subscribe at the end of the month if you want to deposit more than 15000 euros, unfortunately for me, it's what I did, as I didn't know about those "rules". The result is that, by subscribing on 31st march, I'm basically losing 100€ of cashback since I can only make a 15k deposit for april and the cashback will be collected on 30 april. If I knew about the rules, I would have subscribed a few days later or earlier so that I could have deposited two times and got more cashback. So if you want to invest more than 15k on this platform, you shouldn't subscribe at the end of the month because you run the risk that you will miss out potentially half of the cashback bonus edit : we are 6 months later and I have decided to change my rating from 3 to 5 because although I had some problems at the beginning (read above), I have to say that this platform is among the winners in my portfolio, no cash drag, interests paid every month, the actual performance is slightly higher than what is advertised, no default, I'm happy and I have decided to lower my investment on other platform to put it on RC
Up now all that was promised was delivered. Good experience up to now and after 1 year of usage.
After 3 years investing in Robocash I'm completely satisfy with the results. The platform seems basic but it has the required options you may need. You cannot invest manually but with autoinvest. The delayed loans are really small the you don't need to do anything, it's completely automated. According to the financial status Robocash is profitable so the performa is better than a dividendo or a high yield bond.
Very good plateform
I have been invested in RoboCash for many years and I have only had good experiences with RoboCash. I can only recommend it.
Ottima piattaforma, è da 1 anno che investo e non ci sono stati problemi, ho anche ritirato soldi e la liquidità è veloce. Se volete inscrivervi con 1% di interessi in piu sui primo 31 giorni vi lascio il codice: acVQ https:// robo.cash/ ref/ acVQ
Im großen und ganzen bin ich sehr zufrieden ! Ich investiere seit (cirka) November 2019 bei "Robo.cash". Die Plattform ist sehr einfach und übersichtlich. Geld einzahlen / auszahlen / investieren funktioniert schnell + einfach über mein Bank Konto. Ab und zu ist ein Kredit "überfällig", ABER es gibt eine 100 %ige Rückkaufgarantie, zu einem festen Termin. Auch in "Corona Zeiten", habe ich mein Geld immer zurück bekommen ! Wäre gut, wenn es noch ein paar Länder mehr gäbe, in die ich investieren könnte. Wenn die Grundstruktur so bleibt, werden "Robo.cash" und ich gute Freunde für viele Jahre !
I have been invested in RoboCash for three years and I have only had good experiences with RoboCash. I can only recommend it. Seit drei Jahren bin ich bei RoboCash investiert und ich mache nur gute Erfahrungen mit RoboCash. Ich kann es nur weiterempfehlen.
After 2 years I have no complains, money received & invested promptly, customer service efficient, withdrawal swift.
Until now i had no problem except the fact that i am waiting over a month now for the them to receive a payment but the problem could also be from the other side
One of the best P2P products! Pays on delayed payments and it's fast to withdraw funds. With the compounding interest I achieved 13.85% per year.
Buy back allways works on shedule
I'm a user of Robocash for 2 years, tried other platforms during this time and folks who want to have good profit without much care is very good, never had issues with withdraws. Don't give 5 starts because there were moments in the past, where there were not enough loans for everyone and the money was stop without being invested for some time, this situation didn't happen in the last 6 months, congrats Robocash.
Più di un anno di investimento, utile per interesse composto, si può iniziare con poco, interessi poco sotto il 12% per ora nessun problema e sono fiducioso Ref for bonus: acdC
Super einfach, super schnelle Verbuchung und Auszahlung, kurze Laufzeiten möglich, für mich eine tolle Alternative zum Tagesgeld oder Sparbuch
It's very difficult to withdraw my money and % amount is in overdue.
Invested some money one year ago and today I've got an instant wire transfer with the total amount invested plus almost 11% interest. Great experience! Thanks!
Plataforma segura, rápida e de fácil utilização. Suporte responde com rapidez.
Until now, it rules.
The underlying company is strong. Their business is profitable, their capital structure conservative, they are market leaders in Russia, so it's a good business to lend to. The platform itself works very well, and is very easy to use. It's even possible to lend short term, in case you want to constantly see your money come back in case you need it, arguably making it a great cash management tool! I wish all P2P companies were of the same quality!
In general great platform with fast auto-working investment mechanism. Multiple porfolios help you do adjust savings for some specific purpose, for example I have one portfolio which holds taxes I will have to pay for 2020, as due RoboCash having just 30 days rebuy period I can get money back if roughly 50-60 days, which is good enough period from declaration till taxes paying. Just feels like more love to user interface is needed. First - for me Auto Deposit is not working. I contacted support - they replied fast and told that all debited money will be auto-deposited in portfolio with auto-deposit. However it was not the case, even next day after that answer I transferred 100 eur it sat in investor balance for 5 days until I transfered them manually. So right now I just have auto-deposit off and after making transfer - setting alarm to check and manually transfer next day. Another thing is transfering itself, usually it leave 0.00xxxxx in my investor balance, I have to wait for it to be invested and they ajust again and then I can transfer remaining parts of cent to portfolio so that it could later merged with repaid loan. I would really love feature: +xxx euro, not make that xxx euro on portfolio.
Over the last 3 years I've invested in many loan platforms. Robocash should not be compared to Mintos that offers loans from dozens of Loan Originators over whom they have no control. But rather to platforms that offer loans from a single group and / or are owned or related to a single group (Lendermarket, Moncera, Swaper, Kviku etc etc). My experience with Robocash is exceptionally good. Some complain that Robocash only offers automatic investment; I use manual investment in many other platforms, but I do not need manual investment with Robocash because it works like clockwork. I have always experienced superfast accurate customer service response. The Robocash Group is very profitable, well capitalised and audited by KMPG. Do not forget, that this kind of investment should be limited to a portion of your net worth.
Only platform I use that has very few late positions, is always stable and has sufficient flow. This engine starts and runs. Tansactions smooth and sure. I am most satisfied with Robocash.
Robocash's customer service was quick to support and respond, and the ROI is great!
A reliable P2P platform, user friendly dashboard, hussle free. What you see is what you get. I have a few P2P platforms and Robo.cash achieve the most value for my invested money.
Excellent platform from a solid, profitable group. No cash drag. Good loyalty program.
Excelent plataform, to earn about 12% without doing anything.
I've been investing with RoboCash since 2019 and the experience has been great. Investing is simple and quick, returns are very steady and over time this has become my best performing platform.
I started as investor in March 2020 just before the Corona crisis. I invested a little money so I didn't take a lot of risk. However Robocash has suprised me. The maximum delay for paying th loans is very short even with economic crisis the money is recovered within 15-30 days. All my money has been recovered and reinvested. I have invested money in 5 different web platforms. Up to now Robocash has been the most reliable platform for p2p lending. I have not withdrawn any money yet but i will edit this opinion if necessary.
Świetna platforma, szybki zwrotny kontakt mailowy od obsługi, rzetelne objaśnienia. Kase wypłacają nawet w ciągu kilku godzin.
My experience with the platform has been great so far in terms of investments and return. Support was responsive and we clarified the reason why my withdrawals were not arriving at my bank. Just please clarify that Banco Santander and Blue Orange Bank don't have anymore a commercial relationship for all the clients in the platform. Will make the life of your clients easier instead of getting them frustrated. Thanks a lot, Guille
Two weeks later after my first review and exactly 2 months after my first investment. Unfortunately nothing improved. 27% of the loans defaulted. All loans with a term 30 days or less. Percentage is much higher if you only count the expired loans. More loans to expire soon...... Very frustrating, lending money for 30 days and almost nobody repays.
1. Platform Look & Usability (Dashboard, XIRR, Auto-Invest, Reports): some fine tuning missing like overview of how many has been invested for which originator - auto invest concept is not optimal in case of more than one portfolio - 0/1 points 2. Platform Service (Deposit, Withdrawal, Communication, Support): until now fine - 1/1 points 3. Diversification (Countries/Originators/Loan Types): currently 5 originators are listed, but it is not clear if they all publish loans regularly - 0/1 points 4. Interest Rates: formerly 12% for all loans but currently unclear situation due to lack of new loans - 0/1 points 5. Loan Amount: currently insufficient for invested capital - starting in December 2019, it seems that almost no new loans have been published or at least not enough - my funds have not been reinvested anyway - 0/1 points 6. Buyback Guarantee: yes - 1/1 points 7. Loan Conditions (Repayments, Grace Period, Late fees): partly loans are repayed lately - in summary ok due to short term loans only and no grace period - 1/1 points 8. Secondary Market: no - 0/1 points Summary: 3/8 points in my personal rating - I decreased my investment due to lack of new loans with acceptable loan condtions. I am waiting for an official statement from Robocash tht explains the overall loan amount situation.
I would like to point out some issues ROBOCASH needs to address. 1. When I withdraw An amount below 50 euros you need to contact the operator . With MINTOS and VIAINVEST this thing is automated without sending any messages to no one. 2. When investing in long-term loans the interest is not paid every month. You should consider that your customers may need these cash flow of the interest every month. After all the lended person isn’t he paying every month his debt with interest? This thing doesn’t happen with MINTOS and VIAINVEST. You should check this issues because it seems to me that you are left behind of the competition of the other two platforms which I’m using currently.
I've only been an investors with RoboCash for a few months just to try it out. It's exciting to check every few days and see my balance grow. With their guaranteed buyback program I don't need to worry too much. Once the account was all set up, there really wasn't anything at all to do. Guaranteed return of 12% without any work is definitely very comfortable. While it is possible to earn higher rates with RoboCash, I do hope they will roll out more loyalty rewards and such for new investors. I review many P2P investment platforms on my site, but RoboCash is unique for the fact, that basically every new investor is treated equally and receives the same returns.
J'utilise ce site depuis plusieurs mois. Tout se passe très bien. Tout est automatique. Le support répond. Je recommande !
Using the platform for a couple of months at the moment. Everything is ok and its easy to use. Most of the loans are about 12% and i hardly ever find a loan with 15% for that reason i would suggest to increase the loans of the said rate or increase the rate in general if possible. Overall good job keep up
I use RoboCash for about 9 months and I am very happy with the results. It is fully automated hands off investing platform, providing excellent returns above 12%. All the originators are actually part of one credit group with excellent track record. There is full transparency about their financial results. They operate at 7 countries providing the good level of geographical diversification.
Robocash works very well for me. There are currently 6 lenders where you can participate on the loans. There are only shortterm loans, mostly up to 30 days with a 100% buyback guarantee by 30 days delay with interests included. I am using the plattform more than one year with satisfaction. Buyback guarantee are working as expected, the intestest rates are between 12 and 14.5 %. There was a time where the loans become sold out, but the last 3 to 4 months I am always fully invested. I have nothing to complain.
The representative who contacted me is rude. I've waited almost 3hrs for them to call and I'm inthe comfort room when she called me and she suddenly yell at me stating "I CAN'T HEAR YOU, YOU'RE LINE IS BREAKING" and then I apologize saying I'm in the comfort room before finishing my statement she hung up. She contacted me again with a rude and insincere voice she don't know why the real reason why I need to loan instead of helping she became my nightmare. And then my loan was rejected and I'm pretty much sure that it is because of her, she take it personally. I am also a Customer Service Rep over the phone and even as a CSR we should be careful with the tone of our voice and choice of words. I am much disappointed with how I was assisted by the rep over the phone than receiving a text message that my loan was rejected. Robocash should be more sensitive in choosing their reps because people are applying for a loan because they are exhausted financially and emotionally. Hopefully they will give a fair judgement to this comment. I dinldn't get her name but I can provide her phone number 09992254841 SHE IS A GIRL 2:36 PM Time. 11292018 date. My phone number 09*****9984 Jenelyn De Vera
Pros: good platform with 13-14 % interest and effortless: investing is automatic. Cons: small amount of loans from only a few loans providers. It could be risky.
Tried this site but no loans to invest in had my money their for 1 week un lent seems a waste of time. They promised more loans but nothing happen while I was there. This was in the beginning of November 2017
Very good platform
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