Opiniones de Income Marketplace
63 reseñasDos años invirtiendo , todo funciona correctamente, retiros llegan sin problemas y el interés es correcto, income sigue creciendo cada mas originadores que te permiten diverficar en mas paises una buena opción
Llevo varios meses invirtiendo en préstamos a través de la plataforma Income Marketplace y, de momento, mi experiencia es muy positiva.
Plataforma cien por cien confiable, para poder diversificar tus ahorros. Registro U5FDYH. Un saludo a la comunidad de Trustpilot.
Por ahora todo perfecto, iré actualizando según vaya trabajando con ellos
Ive earned good money without any problem
Falta hablar español traductor
Mostrar todas las opiniones (57 más)Ocultar opiniones
All good, team and loans ok.
I have been with Income for nearly two years now and overall my experience has been very good. I'm getting a great level of return on my investment and the process of adding funds has been extremely easy and efficient. There are still some issues though, mainly with website response which can be very slow at times affecting the ability to invest. Hardware capacity is supposedly being addressed at which point I would award a 5 score
I’ve been investing with Income for almost 5 years now, and my experience has been consistently excellent. The platform strikes a strong balance between attractive returns and a clear focus on investor protection. I’ve been getting an average return of around 12.15%, which I’m very satisfied with! :) Especially given the level of transparency and risk controls they have in place. Now, what really stood out to me was the opportunity to visit their team in beautiful Tallinn last year. Meeting them in person reinforced my confidence. They are serious, professional, and genuinely committed to safeguarding their investors. Overall, a platform I trust and plan to continue using. Sophia
The most reliable Peer2Peer platform. But... there's no secondary market. And this is a problem, the moment you want the flexibility to move your money around. But if you're fine with having your money stuck in just one place, I couldn't recommend Income Marketplace enough.
Investing more and more with Income since last year. One of my favorite platforms, as I use over 20 different ones for risk mitigation. Good yields, no cash drag.
Been investing primarily in ITF Group loans for the past 2+ years. It's been fairly OK thus far with regular payments. There are certain enhancements that are taking longer than desired (intro of secondary market, greater loan originator diversity, Auto Invest capabilities)
All functions by substance as needed
I am unable to sign into the app having invested a few quid there I have sent several emails to no avail. Deleted and re-downloaded the app to no avail. At this point not sure what is happening or if my money is safe as heard nothing from anyone. Update. Hi there I sent a screenshot of what it says when I try to log in but no responses as of yet from you guys. I also made contact via your “contact us” tab on the website again with no response. The initial email I sent was a response to one of your marketing emails upon which someone responded and said to let them know what it says when I log in to which I sent the screenshot and as of yet haven’t received a response. I am still as of yet unable to log into the app. Update: Ok no problem I will try that thanks for your help. Kind regards.
Perfect! Very reliable
Einmal investierte Mittel können nicht vorzeitig am Sekundärmarkt verkauft werden. Alle Investitionen müssen bis zum Ende liegen bleiben!
Ik had Income toegevoegd aan mijn portofolio vanwege het Juniordeel en de Cashbuffers als extra bescherming. Dus met name voor de veiligheid. Als je in één keer een paar duizend euro wil inleggen is dit geen goed platform, maar wel als je het beetje voor beetje wil laten groeien zonder veel zorgen over terugbetalingen. De rentes van de lonen vielen me wat tegen, maar het zijn vaak wel al wat gevestigdere bedrijven dan zag ik. De laatste tijd vind ik de keuzes weer wat beter en de rentes hoger. Bij de app werkt de autoinvest goed. Tevens overzichtelijk. Vervolg... Nu ik een half jaar verder ben raak ik steeds meer onder de indruk van Income. De ratings van de kredietverstrekkers zijn in het algemeen boven gemiddeld bij p2p. Veel leningen zijn lang maar hebben een early buyback datum van ongeveer een jaar. De rentes zijn hier nu ongeveer het hoogste en toch nog met extra beschermlagen. Tenslotte ben ik er pas achter dat je niet via de app moet inloggen als je in 1x hogere bedragen wilt investeren en verwacht dat deze via autoinvest direcht mooi verdeeld worden binnen twee dagen of zo.. Bij de app staan meestal elke dag nieuwe leningen van dezelfde kredietverstrekker en zou je in principe een dag of 10 moeten wachten voor het rondje kredietverstrekkers rond is. Als je gewoon inlogt zie je erg veel investeermogelijkheden. Al met al goede ervaringen. De early buyback schijnt goed te werken, maar heb ik nog niet getest. Er was nog geen terugkoop nodig na drie maanden, best bijzonder. Aangepast 8 jan 2026....sinds kort staan er meer leningen van verschillende kredietverstrekkers er dag.
They offer many loans, but I still experience a huge cash drag. The app is terrible, forgets my auto invest strategies and you cannot view or sort by remaining term (which is the most important feature of a loan IMO!). Filters in manual invest don’t work properly. The manual invest on the website barely works either, gets stuck when you buy a loan. When money is involved, applications and websites should work well or else it’s better t avoid.
Good service, quick responses, everything has been fine so far
Sometime you get answers - sometimes not. I have some loans which are in buyback for one or two weeks - and the buyback is not processed. Lots of promises from CEO and the founder on YouTube - but nothing happenes (or extremely slow). I was happy at the beginning - but the situation on the platform and the development of the platform stands still. It's almost impossible to invest manually because of timeouts. Let's see what the next one or two months brings - maybe it's time for changes in my P2P portfolio.
To be avoided. They mark certain loans as secured, but in case of default there is no security to execute so the investment is as good as lost. The borrowers do not always repay their loans on time so you cannot reinvest your funds, ending up with losses. There are no notifications when new loans are available so you will lose investment opportunities. Too time-consuming and frustrating for a so-called passive income.
Yes, basically very few classic loans with a clear investment horizon, very little diversification, because if you choose, for example, short-term investments of 3 to 6 months maximum, you will find that only one company offers them, then you have all the means, for example, investing only and only in Indonesia, or you have to accept their game of spells and magic, the so-called early redemption option, when the company offers you a very long investment horizon, for example, 5 years, but does not promise early redemption, for example in 3 months and so on, which can only work
I miss important functionality such as seeing the accrued interest, current loans or loan descriptions of available offers.
I‘ve been investing with income for years and so far my experience has been good. The support is quick to answer when emailing them. The only weakness has been the availability of loans, which is sometimes limited, but better a little Cashdrag than bad loans in my opinion.
Transparent communication within telegram group, relatively high interests, broadening LO and loan availability. Working on 2FA, timeline is unclear. But as there is no 2ndary market, it's not as critical as other platforms.
I've been actively investing on Income Marketplace for a year now. I haven’t needed support yet, but I’ve noticed that the information on the website and app has been outdated for quite some time. This seems intentional, possibly to create a misleading image. While the interest rates are high, the platform still has areas to improve in terms of professionalism."
Three years in and Income Marketplace has not disappointed so far. I was first very skeptical when I started my P2P journey three years ago. So I did what everyone would do: I watched YouTubers talking about their experience with Income and signed up using one of those affiliate bonus codes. I started with a hundred bucks. Slowly but steadily I kept earning interest (some cents) and I also received the bonus as promised. When I discovered the Telegram group, I immediately joined and was positively surprised how pleasent the chat and how in-depth the discussion topic were. I have since added more money and received a whole lot more interest. Usually the Auto Invest functionality works fine for me. But from time to time I like to manually invest, too. Overall I am really happy I found this platform. I greatly appreciate the direct and transparent communication to the support and even the CEO of Income and some of the LOs.
I started investing on Income last year, and I’m glad I did. The platform runs smoothly most of the times, and returns have been OK. Customer support is fine, and please add more Loan Originators.
Fast, team is responsive, easy to use
Using the Income platform for around a year. Despite small flaws like from time to time slow system everything goes well. Looking forwrd to increase the portfolio. Please bring more LOs :)
Iam registered at Income Marketplace since February 2022. What should i say, iam really happy. Its my biggest used P2P platform, reasons: Proper and reliable interest payments, Telegram chat with direct contact to CEO and other investors. Android app is also fine to make an "investment on the go", if required (not often). Yes, sometimes the app (and via browser) is slow. Tuesday and friday are buyback-Days (if i remember correctly), there its a bit slower. I check balance weekly, all fine. Thanks income, i will stay 😊
"Buyback initiated" defaulted loans for 2+ years, my whole portfolio consisting of over 25 loans have been supposedly buyback initiated for over 2 years, these "secured" loans are supposed to be protected though buyback protection though income company but haven't seen any money returned from these loans for years, very misleading
Terrible platform - total nightmare with support and account issues! Joined with a referral link but never got my bonus. Support kept feeding me excuses about IT being "too busy" for 2+ months. Then they actually took away interest they already paid me and completely ignored my messages about it. Sure, the support people are nice, but they're useless at fixing anything. Can't even handle basic stuff like bonuses, so what happens when real problems come up? Clearly can't trust them with my money. Look elsewhere unless you enjoy being ignored and having your earnings disappear!
Ich muss hier leider mein für mich besonders schlechtes Ereignis von heute wiedergeben: Thema Autoinvest: Ich freute mich heute darauf meine eingezahlten 10K in kurz laufende Kredite zu investieren und dazu den Autoinvest über mein Mobilphone einzurichten.....da man aber diverse Einstellungskriterien (z.b. Kreditgeber, Zinsen, Laufzeiten etc.) nicht sofort im Menü des Autoinvest findet, sondern dort direkt nur wenige Eingaben möglich waren bestätigte ich den Autoinvest, in der Annahme, dass ich dann in die nächste Einstellungsmöglichkeit wie Laufzeit, Zinsen, Kreditgeber etc.gelangen würde. Falsche Annahme. Der Autoinvest war sofort uneingeschränkt aktiv und innerhalb von maximal 10 Sekunden waren die gesamten 10K in z.b. in bis zu sagenhaften 5 Jahre und 11 Monate laufenden Car rent Krediten investiert. Das war niemals mein Ziel! Warum versteckt income Marketplace die genauen Filterkriterien so, dass diese Kaum sichtbar sind???? Warum stehen diese Auswahlmöglichkeiten nicht direkt alle untereinander wenn man den Autoinvest öffnet und einrichten möchte???? Also Warnung an alle bei der Einrichtung!!!! Es wurden nur lang laufende bis zu 6 Jahre laufenden 9% Kredite von beispielsweise Autovermietungen investiert! Es war kein einziger z.b kurzlaufender höher verzinster Kredit von z.b.14% dabei. Die Performance dieser Plattform ist somit sehr sehr schlecht. Man ist nun in langlaufenden schlecht verzinsten Krediten von Laufzeit bis zu knapp 6 Jahren investiert!!! Das hätte ich nie bewusst gemacht. Also Warnung an alle.
The platform is growing, and so are my assets. The support is very responsive, and the Telegram chat is the best I’ve encountered in the industry. Transparency and a strong appetite for growth are what set Income apart from its competitors. I'm committed for the long term, and I hope you will be too.
Unclear Bonus explaination I expected to receive as Bonus the 1% of my invested amount during the First 30 days. But I received only half of what expected (+/-) due to the very unclear rule of weighted average. On the positive note- the support lady is kind and honest.
Gute Sicherheiten, transparent, sehr bemüht, freundlich, gute Zinsen, innovativ, mittlerweile sehr guter AI. Nicht alles klappt gut. Aufbauzeiten der Seiten oft extrem lang (bis über 2 Minuten), da ist manuelles Invest unmöglich. Einzahlbestätigung hat nie funktioniert, Statistik ist nicht aktuell, Diversifikation kaum möglich und leider akzeptiert die neue Bank (anders als die vorherige) keine Direktüberweisungen, anders als fast alle anderen Mitbewerber. So kann eine Überweisung schon mal eine Woche ohne Zinsen dauern...fast überall geht das am selben Tag...sehr ärgerlich. 15% gibt es auch nicht mehr...und ich fürchte, auch die max.14% werden mittelfristig nach unten korrigiert. Alles ist im Wandel... momentan meine Lieblingsplattform! Nachtrag 12/2024: Ab sofort Zinsen Danarupiah max. 13%. Sollen jährlich sinken. Nachtrag 02/2025: Zinsen nur noch selten 12 %. Es geht abwärts. Die Kreditgeber testen den kleinsten noch akzeptierten Gewinn...ich reduziere mein Investment, wir haben es in der Hand.
The best rates, all works well. Support are very helpful and prompt. I'm a happy investor. there is no 2FA with the default signup method so would recommend using google auth. Great app, could do with showing accrued interest amount also like the web page. Speaking of webpage from time to time it gets overloaded and prompts to retry - not an issue so far and has only held me up by 20 mins from accessing my account. As to security of funds, only time will tell. They did have a loan originator that went bust which is concerning and I don't think they recouped 100%
Ich bin mit der Plattform sehr zufrieden. Sie bietet gute Zinssätze und hat bisher eine tolle Entwicklung hingelegt. Income wirkt außerdem sehr sympathisch und nahbar durch die Art der öffentlichen Kommunikation. Eine interessante Kombi aus bewährten und neuen Maßnahmen soll die Sicherheit für die Investoren erhöhen - mir gibt das zusätzliches Vertrauen in die Plattform. Ich würde mir für eine bessere Diversifikation zwar eine noch größere Auswahl an verschiedenen Kreditgebern und Ländern wünschen, aber hier soll wohl auch noch mehr kommen.
Ich bin auf Income Marketplace seit 2021 investiert und halte aktuell ein Portfolio von ca. 12.000 EUR. Meine Rendite liegt bei nachweislich 12,85% (nachlesbar unter passives-einkommen-mit-p2p.de). Income Marketplace ist mit dem Versprechen am Markt gestartet, das Investment sicherer zu machen, indem man die Kreditgeber in eine Sicherheitsstruktur zwingt. Dennoch gab es bei 3 Kreditgebern Zahlungsstörungen in meiner Zeit, wo die Sicherheitsmechanismen aus erkennbaren Gründen nicht gezogen wurden. Zudem kämpft die Plattform darum, qualitativ hochwertige und volumenstarke Kreditgeber auf die Plattform zu bekommen, was nicht so einfach scheint. Die aktuelle Diversifikation lässt also zu wünschen übrig. Zusammengefasst: Income Marketplace hat Potenzial nach oben, aber es wird noch dauern, bis wir sie zu den Top-Plattformen zählen können.
Very often no available investment opportunities
So far so good. Will need to test with a larger sum to be 100% sure.
Good app and platform. Future returns could be displayed better splitting capital and interest. Also it prompts for a pin setting that does not exist
bad experience for the following reason- they didn't give me the bonus for joining via referral link. On contacting support - support member says she can't get IT team to check it.. It's now more than 2 weeks from when I first contacted support, and 2 months from when I opened the account and still no bonus. I ping them every few days but the answer is the same - IT support is too busy to solve my problem. On the positive note- the support lady is kind and honest. This bonus issue seems trivial so I wonder how they manage more serious challenges.
I am using it for 2 months now. I had 3 service requests so far: - I had an issue with my affiliate service bonus - I was (for impatient reasons on my end) worried that I didn't receive any interest on a very early stage, which is completely remedied at this point since interest payouts on a regular and reliable basis - There was a visual bug that falsely shows some of the funds to be in buyback process even though it's not (ergo, no actual problem, just a visual bug that will be fixed) Overall, all my requests were answered promptly, friendly and very professionally. On top, and that's most important to me, the application works great! I am very happy to have now focussed my P2P activities mostly to income!
Terrible customer service. They took interest already paid from my account and when I contacted them there is no reply. They are trying to evade this issue.
Murshida Hossain
Nice app and easy to invest. Works good so far.
Awesome, very easy to use and well explained. No weird animations like others and they seem to try to be the best when it comes to screening the loan originators. Hopefully they will continue to improve at the current pace
Super helpful team! I was looking for another platform to invest on and bumped into Income marketplace. Team answers all the questions fast in their Telegram chat. The mobile app is also super simple to use, better than competition. Warm recommendation.
Had a technical problem with my account, but they were very fast to fix it and very pleasant to talk to. I can see that they are rooting for what they are doing. Keep up the good work, guys!
The app was super smooth
Excelent platform
Easy to understand, simple to use. Most of the info you could possibly need is up for analysis. Also, extremely interested in the additional security mechanisms and future developments.
Easy to use platform. Great customer service! The app is the easiest way to make investments. 10/10 recommending to everyone who wants to start out with investing!
Was using alternative platforms before. Income is a clear newcomer and needs some improvements in supply. I like the security features. Now looks pretty promising, keep going!
Olen sijoittanut lainoihin nyt pari kuukautta tällä alustalla ja kaikki on toiminut kuten pitääkin. Suosittelen. I’ve been investing on this platform for a few months and everything works as it should. Recommended.
You should definitely try Income!!! 5 ⭐⭐⭐⭐⭐!
Simply Amazing.
Simple and intuitive user interface. The promised return rate is very attractive together with the applied investment security mechanism. Waiting for secondary market!
Despite lacking of a secondary market seems very promising beginning. Simple registration and investment experience. So far earned interest as promised. Hope to see more features!
Simple and easy app to track investments performance.
Nice fixed income p2p app. Nice Autoinvest experience
Cómo recopilamos las opiniones
Agregamos opiniones reales y verificadas de inversores desde múltiples fuentes públicas — comunidades de inversión, foros especializados, tiendas de aplicaciones y portales de reseñas — sin filtros editoriales ni modificaciones del texto original. Nuestra puntuación combina la satisfacción media de los usuarios, ponderada por volumen de testimonios y antigüedad de la plataforma. Las reseñas se actualizan de forma continua para reflejar la experiencia más reciente de los inversores.