Tras varios años en la plataforma hay más de un 20% de la cartera en préstamos en default. No hay cambios no hay transparencia a lo largo de los años. Invierto en p2p, acciones, materias primas, etc, sin lugar a dudas de las peores inversiones que he hecho en mi vida. La garantía de re compra no existe, es un timo , todos los préstamos tenían garantía de re compra pero ellos no la asumen. Ante los reclamos solo responden con argumentos sosos sin respuestas concretas. Las acciones legales parecen ser la única alternativa.
Garantía de recompra falsa y falsa recuperación de fondos. Informan de que ya han gestionado la recuperación y cargan en la cuenta un importe desorbitado de los fondos depositados a propósito de "...Article 4, Paragraph 2 of the Terms and Conditions..." esto aparece en su pagina principal: "....Invest in loans with an average return of 12% per year..." lo lógico sería que tambien informasen de los costes de recuperaciónde préstamos, lo cual es publicidad engañosa: En resumen Thievester.com sería el nuevo nombre recomendado para su web. Recomiendo respuestas en los comentarios para valorar una reclamación judicial conjunta
Muy mala experiencia. No puedo disponer de mis inversiones ya que la garantía de recompra no sirve ya que no la ofrece Bondster, sino la empresa que lista el prestamo. He tratato de hacer gestiones (como cambiar el correo electrónico de la cuenta) con el equipo de soporte durante meses sin éxito. No se lo recomiendo a nadie, hay plataformas mucho mejores. No os dejéis llevar por las rentabilidades ofrecidas ya que no sirven de nada si la expresa decide no pagar.
Plataforma nada recomendable, tengo el 80% de mis préstamos en retraso y un 20% con mas de 60 días y sin ejecutar la recompra. Contacto con ellos y me dicen que ellos no son responsables de la demora sino el prestatario... se lavan las manos claramente.
Tengo mas del 90 % en mi cartera vencido hace mas de un año, por la guerra de Rusia y Ucrania, las nuevas inversiones tienen también algo de retraso. No hay ningún incentivo para inversores con fondos bloqueados. No he recibido correspondencia informándome sobre la posible solución a esto.
No la recomiendo para nada. Los prestamos se retrasan en su mayoría y permanecen hasta el infinito (mucho mas de 60 días) sin ejecutarse garantía de recompra. Incluso te pasan saldo negativos. Es una manera de tener tu dinero a coste cero. Además si pones opiniones negativas, te piden más información, amenazando con eliminar la opinión de Trustpilot Respuesta del 28/03/2023: Si pudiera adjuntar foto, pondría captura de pantalla para demostrar la proporción de prestamos retrasados de + de 60 días (adquiridos después del inicio de la guerra). Me reafirmo, no lo recomiendo en absoluto.
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and the 21 loans I have invested in have been stuck for over 3 years, if you don't want to lose your money too, stay away from Bonster.
It gives good results, you can choose from many possibilities. The profit is about 8,24 % for CZK and 11,68 % for €.
Excellent user support, easy orientation in products
I have been investing through Bondster for quite some time now, and my overall experience has been very positive. The platform is well-designed and user-friendly, and I especially appreciate the freedom to manually select specific loans for my portfolio. Currently, I focus exclusively on real-estate-backed loans. So far, everything has been running smoothly, repayments arrive on time every month, and I haven't faced any defaults in this segment yet. I previously experimented with consumer loans and did encounter a default. However, the buyback guarantee worked exactly as advertised. The loan was bought back, and I even received the accrued interest/penalties, which really built my trust in the platform's security features. The only downside is the 1% annual management fee for CZK investments. While the platform provides great service, reducing this fee to a more competitive level (e.g., below 0.5%) would make it much more attractive compared to other European P2P marketplaces that often charge no fees to investors. Overall, I'm a satisfied investor and can definitely recommend it!
Czech investment platform with clear and respected rules, including a nice option for appreciation not only in CZK, but also in EUR. I hope it will work the same or even better in the future!
All my investments with more than 60 days delay (lot more...) I am starting to wonder if I have lost all of my investements...
I have been on Bondster for over two years. I average 11% PA. So far, so good!
I am on Bondster 4 months. Investing only in loans with real-estate collateral at 9%. Not bad
Two years have passed, and I find myself with money tied up (or lost?) and in the red, rather than double-digit returns. A terrible investment (or something else?), but I wonder if it would have been better to ensure lower but safe returns? But perhaps this is what they were trying to achieve?
I invested on this platform to a couple of companies, namely "speedcash". Since 2019 I have no income, my invested capital was not returned, and there is no information from the Bondster itself about their actions undertaken to secure and return investments. They just keep silence, sending me useless information about zero movement on my account. It looks like a mockery, and the company is definitely a scam.
All the signs of imminent collapse are here avoid this platform like the plague I have lost ALL of my profit and then some to non performing loans
Hello. How is possible that when i sold all my loans and took them from bondster there was left 200e (bug?). My own invest portfolio look empty but first page i see that 200e loans are autofino and itf loans somewhere hided? When i try ask from bondster situation,i get answer all the time that we have sent your message to it. Anyway never it have solved where is this 200e? I dont understand how much issues you make for 200e? I could be return for using bondster if you would handle situation. No trust anymore.
A graded loans are still not recovered... and the webpage have many bugs. Statistic information is limited since a lot of repayments are not recovered. The statistic does not show the dump of interesst, maybe they calculate still as there will be no problems. I have all my money withdrawn and never invest on bondster platform...
Many of us are searching for platforms that are more secure in light of the company's recent issues. I thought some of you might find the "stamp” Life ! platform interesting, as it guaranteed withdrawals.
I've been investing with Bondster for over three years, but unfortunately, my experience has not been great. The amount that has been delayed and locked for three years is twice the total profit I have earned so far. Because of this, I have been trying to fully withdraw my investment from Bondster. However, it seems that the time has come to consider losses that are double my profits. This situation prevents me from increasing my investment, as trust is essential in any financial platform. I had higher expectations, but my experience has led me to reconsider Bondster as a viable option for the future.
It seems that Bondster signs contracts with very risk involved, so most of companies are on late payment (more than 60 days) and they don't honour the buyback guarantee. The website doesn't show classification risk and explanations for the payment delays come just once a month and not straight forward. Customer service takes a long time to answer. Lack of respect for the investor's money. I am really disappointed and don't recommend it at all.
I wish I could give 0 stars. Just find out I can get my money back after few years (read never). Thanks Bondster!
I am currently unable to sell the Flowpay loan 7470779020260210 on the secondary market, even though the platform’s own rules say this should be possible. See my support request (46469). According to Bondster’s FAQ, loans can be offered for sale on the secondary market as long as the acceleration clause has not been activated, the loan has not been written off or terminated, and it is not more than 60 days past due. My loan meets the conditions for selling, yet the platform prevents me from listing it. I asked to exit the loan and receive the full invested amount back. I even offered to accept the standard 0.5% fee that would normally apply if I were able to sell the loan on the secondary market, but the issue remains unresolved. Preventing investors from selling loans while publicly stating that such sales should be possible raises serious concerns about whether the platform is honoring its own rules. If this situation is not resolved promptly, I will consider filing a formal complaint with the relevant consumer and financial authorities. Update: 16/03/2026 The inability to sell the loans on the secondary market appears to be due to a limitation of the platform itself. At the moment, the platform cannot process on the secondary market loans that have been withdrawn by the loan originator from the primary market. My case eventually reached Bondster’s management, who proposed a solution. While the underlying issue has not been resolved, they at least showed ownership and a willingness to help. It is disappointing that the matter had to escalate to management, as the customer support team was largely unhelpful. For these reasons, I have increased my rating to 3.
When I started investing at Bondster (2019) it seems quite ok, nice diversification, autoinvest, not only CZK, but EUR as well. But right now, all my investments are "V prodlení přes 60 dní" or "Zesplatněné". These cannot be sold on the secondary market. So I am stuck with these with no mean of closing my account, just checking once per year and withdrawing few Crowns.
I have loans from RiGHT CHOICE FINANCE, LIMEMEXIKO, SMARTADVANCE, TRUSTGRO and FENCHURCH for which they state that funds are being repaid, but I have not received a single euro, for almost 2 years. And when I ask them to inform me, they answer me with an automated message, I sent them about ten messages and they answered me with the same automated message with number 31792. and they are not ashamed and send messages to invest in new loans. If they are not scammers, who are they.
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